February 2019 Events and Continuing Education

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Code of Ethics (09:30 AM-12:30 PM
DESCRIPTION:
This course covers the REALTOR Code of Ethics of the National Association of REALTORS in its entirety. Students will learn about the Preamble to the Code, the 17 Articles of the Code and their respective Standards of Practice, as well as the Pathways to Professionalism. 
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Code of Ethics - 2 Day Course - Satisfies CE Requirement for the entire 2017-2019 Licensing period (2 day event 09:30 AM-04:00 PM
DESCRIPTION:
This two day course will cover;

Duties to Clients and Customers

Duties to the Public

Duties to Realtors

This course provides a thorough review of ethics in Real Estate intended to give a sales agent a better and more complete understanding of a professional business practice.  Using real-life examples and case studies, this course discusses specific impacts different agency relationships can have on Real Estate transactions.  This course also examines the effects and penalties for breach of duty.  Finally, the course reviews federal fair housing laws that affect all licensees.
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Purchase Renovation Products Seminar (12:00 PM-02:00 PM
DESCRIPTION:
Purchase Renovation Products Seminar with Debbie Maxwell. 
Lunch and learn
Fees are considered as RPAC contributions

6
Financial Literacy for REALTORS (09:00 AM-12:00 PM
DESCRIPTION:
Financial Literacy for REALTORS
with Steven Grazio
3 CORE
Realtors are typically self-employed independent contractors. As such, they are effectively a “business of one.” Financial literacy is a critical key to making well-reasoned financial decisions. This course reviews various concepts integral to both your personal and professional long-term financial success.

The course and instructor are both approved by the New Jersey Real Estate Commission. The course satisfies 3 Credits of Core Instruction.

Course Objective:

Participants will learn important financial concepts, techniques and strategies to build the financial life they want!

Course Topics:

• The Planning Process: Goal setting, budgeting, cash flow management and tax implications

• Managing Risk: Review different types of insurance (life, long-term care, healthcare, disability, etc.)

• Saving and Investing: Critical concepts like time value of money, compounding, inflation, diversification, and more.

• How the “Market” works: Financial Instruments (mutual fund v. ETF), market indexes, performance measures, etc.

• Retirement Planning: Sources of income, goal setting, types of retirement plans, etc.

 
Financial Literacy for REALTORS (01:00 PM-04:00 PM
DESCRIPTION:
Financial Literacy for REALTORS
with Steven Grazio
3 CORE
Realtors are typically self-employed independent contractors. As such, they are effectively a “business of one.” Financial literacy is a critical key to making well-reasoned financial decisions. This course reviews various concepts integral to both your personal and professional long-term financial success.

The course and instructor are both approved by the New Jersey Real Estate Commission. The course satisfies 3 Credits of Core Instruction.

Course Objective:

Participants will learn important financial concepts, techniques and strategies to build the financial life they want!

Course Topics:

• The Planning Process: Goal setting, budgeting, cash flow management and tax implications

• Managing Risk: Review different types of insurance (life, long-term care, healthcare, disability, etc.)

• Saving and Investing: Critical concepts like time value of money, compounding, inflation, diversification, and more.

• How the “Market” works: Financial Instruments (mutual fund v. ETF), market indexes, performance measures, etc.

• Retirement Planning: Sources of income, goal setting, types of retirement plans, etc.

 
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Staging Presentation (12:30 PM-01:30 PM
DESCRIPTION:
Staging presentation will cover:
*  What is Home Staging
*  Does Staging Really Work
*  2017 Statistics
*  What are Stagers
*  How Staging Can Benefit the RE Professional
*  Before and After Pictures of a couple of my jobs
*  Question Time

Fees are considered as RPAC contributions
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Short Sale Presentation (10:00 AM-12:00 PM
DESCRIPTION:
Short Sale Informational Seminar with William Sokol from The Sokol Firm Attorney At Law on Thursday, February 14, 10 am – 12 noon at the Core Association of Realtors office. Mr. Sokol will discuss: Legal Issues with Short Sales, Bankruptcy and Taxation; How does a short Sale work?; Why use an attorney for Short Sales and more.  If you have any questions, call Anna at 609-392-3666.
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Seller Representative Specialist (SRS) Course (6 Core + 6 Elective Credits) (2 day event 09:00 AM-05:00 PM
DESCRIPTION:
The SRS course provides a comprehensive foundation of skill development, training, and resources to help real estate professionals represent the interest of sellers in today's marketplace.

The two-day course satisfies all of the NJREC CE requirements of the current license renewal period.  6 Core + 6 Elective credits, including Ethics).

For the complete requirements to earn the SRS designation, please visit: realtor.org/designation-and-certifications/seller-representative-specialist.srs
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Retirement Saving for Realtors with Lorna Drummond (01:00 PM-02:30 PM
DESCRIPTION:

Retirement Savings for Realtors
I. Introduction

A. Saving now for your retirement has more financial impact then you think,

requiring financial planning so that you can understand how your efforts and choices now effect your retirement later. B. Cost of living plus inability to use leverage when you’re not working; can

borrow for education and housing, but once retired, can’t borrow for retirement. C. As a Realtor, 1099 employee requiring retirement planning to be Realtor’s

own responsibility.

II. Traditional IRA

A. Tax-deferred retirement savings. B. $5500/$6500 (2018). C. Phase-out. D. Required Minimum Distribution (RMD) 70 1⁄2 years of age. E. Distribution counts as ordinary income and is taxed at rate for bracket you

are in at time you take the distribution and much more...

 
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Code of Ethics (09:30 AM-12:30 PM
DESCRIPTION:
This course covers the REALTOR Code of Ethics of the National Association of REALTORS in its entirety. Students will learn about the Preamble to the Code, the 17 Articles of the Code and their respective Standards of Practice, as well as the Pathways to Professionalism. 
New Member Orientation (12:30 PM-01:30 PM
DESCRIPTION:
All new members joining assocation are requries to complete orientation. 
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Class - 6 CORE CE Credits & 6 ELECTIVE CE Credits in 2 days (2 day event 09:00 AM-04:00 PM
DESCRIPTION:
Register for both days to save: Tuesday, February 26 and Wednesday, February 27 @$120 or one day only @$69
Day 1
 
Tuesday, February 26, 2019
6 CORE
With Fredrick Buehler
 
Procuring Cause - Article 17
The Code of Ethics: 
Our Promise of Professionalism
9 am - 12 noon
and
The New Jersey Licensing Act
A full review of TITLE 45, CHAPTER 15
12:30 pm - 3:30 pm 
 
Lunch will be provided
 
Day 2
Wednesday, February 27, 2019
6 ELECTIVE 9 am - 3:30 pm With Bob Fensterer
Topics Covered: Renovate This - 3 Elective Credit Mythbusters - 2 Elective Top Ten Environmental Issues - 1 Elective
 and The Golden Rules
 
Lunch will be provided

 
 
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